Protect Your Journeys, Effortlessly
Travel Coverage. Sorted in Under 24 Hours.
Trusted by Canadians heading abroad, snowbirds, newcomers, and Super Visa families. Fast, simple, and fully licensed.
About Build and Protect
At Build and Protect, we help Canadians and visitors get the right travel and medical coverage without the confusion. Whether you are heading out of province, snowbirding in the US, arriving as a newcomer, or sponsoring a parent on a Super Visa, we find you a plan that fits your situation and budget. No jargon, no runaround. Just honest advice from a licensed broker, sorted in under 24 hours.
24/7 Emergency Support Round-the-clock assistance wherever you are in the world, from the moment something goes wrong.
Out-of-Province Coverage Your provincial health plan has major gaps outside your home province. We close those gaps with the right coverage.
Comprehensive Coverage From trip cancellations to medical emergencies and lost baggage, our plans cover the situations that matter most.
Affordable for Every Budget Compare plans across multiple Canadian providers to find coverage that fits your travel needs without overpaying.
Global Coverage Our coverage extends worldwide. Travel confidently knowing you are protected wherever your journey takes you.
Fast, Simple Claims A straightforward claims process designed to get you the help you need quickly, without unnecessary delays.
Frequently Asked Questions
1. What does travel insurance cover?
Travel insurance typically covers trip cancellations, medical emergencies, lost baggage, travel delays, and more depending on the plan. At Build & Protect, we help you choose coverage that fits your specific trip and traveller type.
2. Is travel insurance required for all trips?
It's not mandatory for most trips, but it's strongly recommended; especially for international travel. Keep in mind that Canadian provincial health plans provide very little to no coverage outside your home province or outside Canada.
3. Do you offer coverage for Canadians travelling out of province?
Yes. Your provincial health plan (OHIP, MSP, AHCIP, etc.) has significant gaps when you travel outside your home province. We offer out-of-province emergency medical coverage to make sure you're fully protected anywhere in Canada.
4. What is Super Visa Insurance and who needs it?
Super Visa Insurance is a mandatory medical insurance requirement for parents and grandparents visiting Canada under the federal Super Visa program. To qualify, the policy must:
* Provide a minimum of $100,000 in emergency medical coverage
* Be valid for a minimum of one year from the date of entry
* Be purchased from a Canadian insurance provider
* Cover health care, hospitalization, and repatriation
We help families find compliant, affordable Super Visa insurance policies quickly so the visa application process isn't delayed.
5. Do you cover international visitors and newcomers to Canada?
Yes. If you're visiting Canada, recently arrived, or waiting for your provincial health coverage to begin, we offer Visitor to Canada medical insurance to cover you during that gap period.
6. Can I get coverage if I have pre-existing medical conditions?
Many plans offer coverage for pre-existing conditions under specific stability clauses. We'll review your health history and travel dates to find a plan that provides the right level of protection — including options designed for seniors and snowbirds.
7. What is snowbird insurance and do I need it?
Snowbird insurance is designed for Canadians who spend extended periods — typically 60 days or more — outside Canada, usually in the US or other warm destinations. Standard travel medical plans may not provide adequate coverage for long stays, so a dedicated snowbird plan is strongly recommended.
8. Can I extend my coverage while already travelling?
Yes, in most cases coverage can be extended while you're abroad, provided you haven't had a claim and your health status hasn't changed. Contact us as early as possible before your current policy expires.
9. How do I get started?
Simply fill out the short form on this page. A licensed broker from Build & Protect will contact you within 24 hours with your coverage options — no obligation, no pressure.
What Our Clients Are Saying
"I was hesitant about travel insurance until a flight cancellation and medical emergency hit during my trip to Europe. The process was seamless and the team was incredibly helpful. Worth every penny."
John D
"Travelling internationally is stressful enough. Knowing I was covered made a real difference. When an emergency came up in Asia, the support was prompt and efficient. I will not travel without this again."
Sarah M
